I been trying to get help with getting my loan lower and the interest rate lowermy interest rate is 9.938 and every time i send the modification papers to the mortgage they keep saying they did'nt get them ,i have been force into and into and escrow $1,397.08mo. i'm on soical security disability the ck. is $1519.amo. the i really want to keep cause i got the house for my three childern i adopted. i have been asking for help every where they want 2000. to 3500 so what else can i do